Lifetime Millions Scratcher FAQ

What is a Lifetime Millions Scratcher?

The Lifetime Millions Scratcher, offered by the Massachusetts Lottery, is an exciting scratch-off game that gives players multiple chances to win big by matching numbers and revealing special symbols. With opportunities for high multipliers and instant bonus prizes, the Lifetime Millions Scratcher is perfect for anyone eager to test their luck.


How to Play

Playing the Lifetime Millions Scratcher is easy, start by matching any of your numbers to the winning numbers to grab the prize listed. If you spot a "STAR" symbol, you win that prize right away. Plus, keep an eye out for multiplier symbols like "5X", "10X", "20X", "50X", "100X" or "500X" to boost your prize by 5, 10, 20, 50, 100 or 500. For additional chances at winning, don't forget to check the bonus boxes: uncover a “GOLD BAR”, a “STACK OF COINS” or a “DIAMOND” symbol to win a prize instantly.


What are the Prizes?

The Lifetime Millions Scratcher offers a variety of prizes ranging from smaller amounts to significant sums. Prizes are awarded based on matching numbers, multipliers, and bonus symbols. The exact amounts for matching number prizes vary, while the multiplier symbols can significantly increase your winnings. For example, a "10X" symbol next to a $50 prize means you win $500. The star symbol allows you to win the prize automatically.

Bonus boxes give you an extra chance to win - find special symbols to get $100, $500, or $1000 right on the spot.


Here is a list of all the prizes you can win in the Lifetime Millions game and the odds of winning them:

# Prize amount Odds of winning a prize
1 $1,000,000 a year for life 1 in 8,400,000
2 $2,000,000 ($100k/year for 20 years) 1 in 6,300,000
3 $1,000,000 ($50k/year for 20 years) 1 in 2,100,000
4 $50,000 1 in 504,000
5 $20,000 1 in 13,621.62
6 $10,000 1 in 9,081.08
7 $5,000 1 in 3,612.9
8 $1,000 1 in 832.37
9 $500 1 in 45
10 $100 1 in 4.55

This game is second-chance eligible. Check the MA lottery website for rules and how to enter.


What are the Odds?

The overall odds of winning any prize in Lifetime Millions Scratcher are 1 in 4.10. This means that on average, one in four tickets will win. The odds of specific prizes can vary, with smaller prizes having better odds than larger, more substantial prizes. You can find the odds of winning in each category in the table above.


What is the Price?

Each Lifetime Millions Scratcher ticket costs $50. This price reflects the high potential payouts and the overall experience of the game. The cost is designed to balance the excitement of potentially large wins with the affordability of participating.


When Can I Buy It?

Lifetime Millions Scratcher tickets are available for purchase year-round at authorized Massachusetts Lottery retailers and online through the Jackpot.com platform and app. You can buy these tickets online, making them accessible whenever you feel like trying your luck.


How Do I Claim My Winnings?

Claiming your winnings from a Lifetime Millions Scratcher ticket is straightforward:

  • Prizes Up to $599: Will be deposited directly into your player account and can be withdrawn into your bank account or used for future ticket purchases.
  • Prizes between $600 and $5,000: Require completing a claim form, available at Massachusetts Lottery offices or online. You can submit your claim by mail or in person at any Massachusetts Lottery office.
  • Prizes Over $5,000: Must be claimed at a Massachusetts Lottery office. You need to provide your winning ticket, a completed claim form, and a valid photo ID. Our Customer Experience Team will arrange for receipt of your ticket so you can claim your prize.

Enjoy playing the Lifetime Millions Scratcher and good luck!